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Weekly Tea | May 13, 2025
In today\'s fast-paced world, the allure of owning a car is undeniable. The freedom to travel at your own pace, the convenience of having your own vehicle, and the status symbol that comes with it are all compelling reasons to buy a car. However, when it comes to long-term financial stability and personal growth, investing in a house before a car can offer numerous benefits. Here’s why you should consider getting a house before a car:1. Building EquityHome OwnershipWhen you buy a house, you\'re investing in an asset that typically appreciates over time. Each mortgage payment you make builds equity, which is essentially savings in the form of property ownership. Over time, this can become a...
Read moreWeekly Tea | May 10, 2025
five crucial things1. Understand the Ownership Structure🔹 Why it matters: Leasehold properties may depreciate over time, especially if the lease is short (below 80 years). Always check the lease terms before buying.2. Check the Maintenance Fees & Hidden Costs🔹 What to ask:How much are the fees, and do they increase annually?Are there any pending special assessments (unexpected major repairs)?What amenities are included (gym, pool, parking)?Many apartments are governed by an HOA or management committee with strict rules on:🚫 Pet policies🚫 Renovation restrictions🚫 Rental permissions (if you plan to lease it out)A well-maintained building ensures your...
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